Two of the biggest contactless payment processors out there today are Google Pay and Samsung Pay.

But out of these two options, which one’s right for you?

you might download theSamsung WalletorGoogle Walletapp from the Play Store.

A guy making a payment using Google Pay on his Android phone

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After setting up a login option, you’ll see a simple home screen with anAddbutton for quick access.

All in all, the app is very straightforward to use.

When it comes to the Google Wallet app, the setup is a little different but not complicated.

samsung pay app introduction page screenshot

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The app will also prompt you to turn onNFC (Near-Field Communication?

Activating NFC is essential if you want to use any app for contactless payments or scanning.

However, be aware of its security risks, asdrive-by NFC hacks are possible.

samsung wallet app quick access screenshot

So, what do Google Wallet (formerly Google Pay) and Samsung Wallet offer in this respect?

First, let’s look at the login options.

Samsung also keeps your funds and data safe during the payment process.

samsung wallet quick access options screenshot

Only when your payment is authenticated will the vendor receive the real funds.

Google Wallet also has some useful features that can help protect you.

Google also stores your payment information on its secure private servers.

google wallet adding options page screenshot

Supported Cards

The contactless payment app you choose needs to support your preferred payment methods.

So, how do Google Wallet (formerly Google Pay) and Samsung Wallet fare in that regard?

Let’s start with Samsung Wallet.

google wallet nfc activation page screenshot

This app supports the following payment networks:American Express,Visa,MasterCard, andDiscover.

However, since you need a Samsung Galaxy phone to install Samsung Wallet, its availability is limited.

Both apps offer solid security features and a simple user interface while supporting various payment methods.

google pay main screen screenshot

A graphical illustration of making a credit card payment using a smartphone

VECTOR FUN/Shutterstock

A guy making an NFC payment using his smartphone at a grocery store

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