Hackers can create fake WiFi hotspots, infiltrate public networks, and steal your data using keylogger software.

But for worry-free online transactions, it’s crucial that you check that youre using a premium service.

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5 Best VPNs for Online Banking: Stay Secure in 2025

What impressed me the most was the perfect forward secrecy feature.

That takesyour online banking securityto an even higher level.

The feature I recommend always having on is its automatic kill switch(connection Lock).

Small assortment of technological devices compatible with ExpressVPN.

This gives you a piece of mind that your banking details wont end up in the wrong hands.

The leak test revealed only the IP address belonging to the VPN.

ExpressVPNs subscription costs are on the higher end of the spectrum, starting from$4.99/month.

A screenshot of instructions to enable the kill switch feature on ExpressVPN

It comes with a 30-day money-back guarantee, so you’re able to try it with zero risk.

It was immediately approved with no questions asked.

The money was back in my account within 3 days.

A screenshot of a leak test result using ExpressVPN’s server in Cyprus, showing no IP, WebRTC, and DNS leaks were detected

Without it, I could have unknowingly put myself at risk of hacker attacks.

Automatic WiFi protection is perfect for keeping your banking details safe when youre on the go or traveling.

They are sometimes shared among users, and some websites may block them.

graphic of cyberghost 8 apps user interface on different devices like laptops, desktops, and smartphones

I opted for it to ask me what to do when it detects a new WiFi.

Its monthly plan is a bit pricey, starting from$2.03/month.

However,the long-term plans are budget-friendly and come with a longer refund period.

A screenshot of instructions to enable the public WiFi protection feature on CyberGhost

CyberGhosts money-back guarantee is 45 days for long-term plans.This way, you cantry it out risk-free.

When I tested its refund claims, I contacted its support team through the 24/7 live chat.

PIA regularly updates the list of malicious domains to ensure you’re secure.

Small assortment of technological devices compatible with Private Internet Access VPN.

By default, the encryption is set to AES 128-bit.

PIA also comes with a money-back guarantee, so you cantry it completely risk-free.

After a couple of questions, my refund was granted.

2 screenshots of an advanced ad blocker test results showing how PIA successfully blocked pop up ads

The entire amount was back in my account after 5 days.

Hence, it remains a worthwhile choice for short-term use, despite the lack of a refund provision.

Its long-term plan comes with a 30-day money-back guarantee, so you could try it with no risk.

Small assortment of technological devices compatible with IPVanish VPN.

I decided to test its refund policy by canceling my subscription.

The process was quite easy, as you dont even have to talk to a customer support agent.

I’ve personally reviewed its privacy policy to confirm the validity of these claims.

No IP, WebRTC, and DNS leaks were detected on IPVanish' servers in Israel

This ensures that your identity and banking activities online are well-protected.

Its refund policy works as promised.

I used its live chat feature to ask for a refund.

Small assortment of technological devices compatible with PrivateVPN.

Overall, I was satisfied with the process, as I received my money back in under 5 days.

Yes, you should.

My leak tests showed it encrypts the traffic reliably, ensuring your privacy and identity are never compromised.

No IP, WebRTC, and DNS leaks were detected on PrivateVPN’s servers in Chile

Is a VPN safe for online banking?

However, not all VPNs can do this reliably.

Some have security flaws, so cybercriminals can break through and collect your personal information and passwords.

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Does a VPN affect online banking?

Your IP address tells your bank where you are.

If it sees a foreign IP, it may trigger a warning that locks you out of your account.

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Can I use a free VPN when online banking?

I wouldnt recommend it.

Some are even infected with malware, which can make you an easy target for hackers.

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This can be a problem because it can interrupt your banking transactions if the connection is lost.

That way, you could try it risk-free to ensure that it meets your needs.

With hackers becoming more sophisticated every day,you better secure your banking transactions against cyberattacks.

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It also comes with a 30-day money-back guarantee, so you cantry it with zero risk.

If youre not completely satisfied, you’re able to claim a refund.

Visit ExpressVPN

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Small assortment of technological devices compatible with ExpressVPN.

A screenshot of instructions to enable the kill switch feature on ExpressVPN

A screenshot of a leak test result using ExpressVPN’s server in Cyprus, showing no IP, WebRTC, and DNS leaks were detected

graphic of cyberghost 8 apps user interface on different devices like laptops, desktops, and smartphones

A screenshot of instructions to enable the public WiFi protection feature on CyberGhost

Small assortment of technological devices compatible with Private Internet Access VPN.

2 screenshots of an advanced ad blocker test results showing how PIA successfully blocked pop up ads

Small assortment of technological devices compatible with IPVanish VPN.

No IP, WebRTC, and DNS leaks were detected on IPVanish' servers in Israel

Small assortment of technological devices compatible with PrivateVPN.

No IP, WebRTC, and DNS leaks were detected on PrivateVPN’s servers in Chile