For instance, say you used Apple Pay to purchase a train ticket.
Since that requires minimal authentication, hackers can override the transaction and replicate it multiple times without your knowledge.
you could see how this might be especially worrisome if a thief steals your phone.
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Thankfully, it’s easy toremotely disable Apple Pay after losing your iPhone or Apple Watch.
To avoid unwanted charges, regularly review your transactions in the Wallet app.
Furthermore, you need an iPhone or an Apple Watch to make contactless payments via Tap to Pay.
Image Credit:Apple
This means you won’t be able to use it after switching to an Android phone or wearable.
Those using both platforms may want touse Google Pay to make mobile paymentsinstead.
Apple Pay Isn’t Universally Accepted
Apple Pay uses thenear-field communication (NFC) protocolfor contactless payments.
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Some banks might limit NFC transactions, and others may disable them altogether.
Over-reliance on NFC payments could backfire if you go somewhere that doesn’t accept Apple Pay.
But then again, you’ll experience the same with Google Pay and similar NFC systems.
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